Insure Your Park Home
Thousands of Park Home owners trust Bakers to insure their Park Home – and its contents. The policy was introduced in 1970 and was the very first policy to be specifically designed for ‘Mobile Homes’ – as they were then described. Over the years the policy has been continually improved, as indeed have the design and construction of Park Homes, and today the policy continues to provide some of the very best levels of cover and service currently available.
Policy benefits include:
- Reassuringly high sums insured – twin or double unit homes are automatically insured for up to £500,000 whilst single unit homes are automatically insured for up to £250,000 – no more worries about being under insured !
- Also, high sums insured are automatically included for the home contents too – up to £75,000 on double units and up to £50,000 on single units, how’s that for complete peace of mind !
- The Policy provides cover on a replacement as new basis, irrespective of age, on everything, including household linen and clothing.
- Cover includes Accidental damage
- Unlimited cover for freezer contents
- Generous benefits in respect of the cost of temporary alternative accommodation if the home is made uninhabitable following an insured loss such as fire or flood – these include payment of ground rent and kennelling costs as well as the cost of the alternative accommodation up to £30,000.
- Compensation for death in the home – up to £10000 in the event of a fatal injury as a direct result of fire, assault or accident in the home.
- Property Owners’ Liability protection up to £5m covering your liability to third parties or third party property arising as a result of your ownership of the home.
- Replacement locks if your keys are lost or stolen – up to £300
- 24 Hour Home Care Emergency Assistance including the first £250 for call out charges
- Policy excesses – nearly all claims are excess free, the only exception being subsidence damage where a £500 excess applies
- Flexible methods of payment
- Sympathetic, experienced and knowledgeable in house claims handling
- This policy may not be available for homes located in areas which are at risk of flooding, we are however able to offer an alternative policy for such risks although terms may apply such as a policy excess or the requirement to fit a flotation unit.
View the policy summary which details the main policy benefits and the main exclusions and limitations.
Find out more about Towergate Bakers.
For more information, a quotation or for immediate cover call the Bakers team FREE on 0800 4961516 or book a call back.
Alternatively visit our very informative web site here.
